WHAT do you think would be the quirkiest purchase a person could make with their credit card? A false leg? A breeding house for frogs? Treadmill lubricant?
The latest research from non-bank mortgage provider Homeloans.com.au shows Australians are using their credit cards to purchase a wide variety of items, including:
- a false leg for granny,
- sex toys,
- boob jobs,
- gold from a vending machine,
- brain treatment,
- swimming pools,
- online dating,
- cactus soup in Mexico,
- a giraffe,
- an alpaca herd, and even:
- bail to get out of jail.
The online consumer survey, which looked at Australians' credit card habits, revealed that we use our credit cards for many 'unique' purchases, not to mention using them for everyday items such as groceries, fuel and online shopping.
What is the quirkiest item you have purchased with your credit card?
"Despite the many weird and wonderful things people buy using their credit cards, what really stood out was people use their credit cards mainly for convenience," says Will Keall, Homeloans' national marketing manager.
"Making online purchases or paying bills online was also high on the list.
"Accumulating frequent flyer points was another reason people have credit cards. We even had one person say they bought cheeseburgers just to boost their points."
More than a third of respondents also said they use their credit card for major purchases, borne out by the number who have used them to pay for holidays, cars, house deposits, even to purchase their home.
The lead up to Christmas is set to be a credit card spending bonanza, with 41 per cent of respondents planning to use their card to buy all their Christmas presents, while over a quarter will use it to pay for major items.
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"For almost two out of three of those who use their credit card for Christmas purchases, they do so because it's easier," says Keall.
"Almost half of them buy presents online and 38 per cent use a credit card to help manage cashflow over the holiday period, not to mention take advantage of the 'up to 55 days interest free' period that credit cards can provide."
The Homeloans.com.au survey found most Aussies tend to get their first credit card when they're aged between 18 and 24 (over 50 per cent), while more than a quarter were 25-30 before they got their first card. Under 20 per cent waited till they were aged 31 or over.
Additionally, around 38 per cent of respondents stated they have one credit card, 30 per cent have two cards, while one in seven have no credit cards.
Other quirky items purchased by credit card:
- New teeth
- A Doctor Who teapot
- Chook poo
- Breeding house for frogs
- Chewbacca golf club head cover
- A trip to a Buddhist retreat to bottle feed tiger cubs
- Treadmill lubricant
- Salt block for cooking
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