IT was just like a scene from the movie The Hangover.
A Barcaldine man woke on Wednesday with little recollection of what had happened the night before.
Luckily he could trace his steps back through his ATM receipts.
And he had one question, how could I have spent $1300 on a Tuesday afternoon in Barcaldine?
After all he wasn't in Las Vegas or Bangkok; the sites of the cult movie franchise.
While he wasn't screwed over by Mr Chow, he did feel that he'd been taken advantage of ...by his bank.
The man, who asked not to be identified because of small town notoriety, thought that all cash cards had a withdrawal limit of $1000.
But he decided to test his card's limit on an afternoon outing to the local pub.
The 56-year-old man had taken $1000 out of his NAB cash card to pay a builder working on his house.
He figured that meant he hit his cash withdrawal limit, so he headed to the pub with $20 he had left.
"I ran out of money so I thought I'd go the Westpac ATM and try to get $100 out and I'll see what happens; it gave me money," the man said.
"So I went back to the hotel, I punted and lost $100 and thought I'll see if I can get anymore money out."
After getting another $300 from the ATM, he headed back to the hotel.
The night became a bit of a blur.
His ATM slips showed he later returned to the Westpac ATM and the hotel's ATM to try and get more cash, and each time he did.
By the end of the night he had drank and gambled away $1300.
"I got up the following morning and could not believe the mistake I had made," the man said.
"I know what I did, I did wrong. I didn't know what I was doing at the time."
But the Barcaldine man is upset with NAB and that the ATM allowed him to take out money several times when he thought there was a limit of $1000.
"I am at fault for going to the hotel and losing my money, but the banks have a duty of care not to allow more than $1000," he said.
The man had no luck when calling NAB.
"I phoned up and they said bad luck mate," he said.
The Bulletin contacted the NAB about the withdrawal limits and was told that ATMs vary depending on the NAB card type.
The NAB spokesperson said that the bank could not comment on the man's personal matter due to privacy considerations.