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Young people need to invest in themselves and their future

SAVING money is no substitute for earning more, according to Rockhampton businessman David French.

Mr French, who also writes a money column in The Morning Bulletin, said it was important for young people to invest in themselves and their career for the future.

"Savings are no substitute for maximising earning potential," he said.

"That will set you up for life."

He said this meant looking for ways to further your career, even if it meant moving to another area where you were more likely to get a job in the industry for which you have a passion.

When it comes to saving money on everyday expenses, Mr French's top tips including sharing a house, carpooling and budgeting.

He also suggested cooking meals that used less expensive ingredients, such as cheaper cuts of meat in slow-cooked dishes.

"Using cash and budgeting to keep track of your spending is really important," Mr French said.

He said budgets did not need to be restrictive, but were the best way to track where money was going and where savings could be made. When buying something, be it a laptop or a car, Mr French said it paid to shop around, research the market and be prepared to wait until the right price came along.

Topics:  income money



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